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Risk score updated
Over 12,000 banks available
Live balance retrieval
Trusted user recognized
America's pay by bank network
Easily add and scale bank connections, pay by bank, instant payouts, and AI risk prevention.
The modern standard for bank payments
Aeropay outperforms cards, cash, and checks with pay by bank that's built to scale. ACH isn't new, but our technology makes it practical and successful for US businesses.
50% lower processing cost
Pay by bank is the most affordable digital payment method in the US.
Lightning fast settlement
Accelerate cashflow with payments that settle Same-Day or faster, not 3-5 business days.
Built-in risk prevention
No more returns or chargebacks. Pay by bank protects payments up front.
Sync
Effortless bank connectivity
Aerosync is the fastest and most trusted way for users to connect their bank account to your business.
12k+ available banks
15 second first-time onboarding
20% higher first-time conversion
Pay
Pay by bank, perfected
Improve your margins and drive revenue with America's most affordable payment method.
50% cost savings vs. cards
Industry leading 90% approval rate
100% guaranteed ACH deposits
Payout
Always-on instant payouts
Offer the instant gratification of real time payouts to any customer bank, at any time.
Flexible routing and Same Day fallback
Same easy flow (and API) as pay-ins
24/7/365 real time settlement
Guard
Guaranteed protection with AI
Prevent risk and fraud with specialized AI models that are continuously trained across Aeropay’s network.
AI models are tuned to your use case
Customizable guardrails add layered protection
Reputation-based routing reduces friction for trusted users
</> Developers
Easy to ship. Faster to scale.
Aeropay makes it easy for you to control the integration and user experience. Optimize with our team to ensure compliance, security, and success are built in.
Customizable checkout
Add a 'Pay by bank' button anywhere. Then, tailor the final flow to your use case.
Full visibility in real time
APIs and webhooks stream every payment event, from initiation to settlement, for transparent visibility.
Branded bank linking experience
Fully white-label Aerosync with your colors, font, and copy so payments feel like part of your product.
Configurable controls
You're in control. Decide which banks to surface, adjust workflows, and manage user flows directly from your integration.
Drive growth with incentives and rewards
Drive adoption by embedding custom offers, discounts, or loyalty incentives tied directly to pay by bank usage.
Go farther, grow faster
One intelligent network
Aeropay connects 12k+ banks, millions of verified users, and thousands of innovative businesses.
All-in-one infrastructure
One integration links user banks, processes payments, and predictively manages risk.
Designed to optimize your payments
Accelerate growth with industry-leading solutions, purpose-built for your business.
Trusted by leading companies
"Aeropay's suite of tools have allowed PrizePicks to greatly increase customer conversions."
Jay Deuskar
Co-Founder & CTO
"Daily Fantasy Sports is an around-the-clock passion, Aeropay helps ensure we are meeting these needs on a 24/7, 365 basis."
Tom Rundle
Chief Executive Officer
"Partnering with Aeropay gives Coverd users a seamless way to buy game tokens and live big."
Eric Xu
Founder
Join the network
Start building with America's leading pay by bank technology.